Bank of Dixon County is a state-chartered bank headquartered in Ponca, Nebraska, in business for about 145 years. At the end of Q2 2026 it reported $141.7M in total assets and $121.6M in deposits, with 3 offices.
Bank of Dixon County has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 95th. Earnings contributes the most (86/100, 1.64%); loan quality contributes the least (32/100, 2.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (66 → 70), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 59 |
| Q4 2024 | 65 |
| Q1 2025 | 66 |
| Q2 2025 | 66 |
| Q3 2025 | 72 |
| Q4 2025 | 73 |
| Q1 2026 | 71 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.65% |
| Q3 2024 | 13.09% |
| Q4 2024 | 13.05% |
| Q1 2025 | 13.68% |
| Q2 2025 | 13.50% |
| Q3 2025 | 14.09% |
| Q4 2025 | 14.11% |
| Q1 2026 | 13.81% |
| Q2 2026 | 13.29% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.54% |
| Q3 2024 | 3.48% |
| Q4 2024 | 2.54% |
| Q1 2025 | 2.58% |
| Q2 2025 | 2.47% |
| Q3 2025 | 2.03% |
| Q4 2025 | 1.94% |
| Q1 2026 | 1.97% |
| Q2 2026 | 2.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.67% |
| Q3 2024 | 1.59% |
| Q4 2024 | 1.72% |
| Q1 2025 | 1.59% |
| Q2 2025 | 1.55% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.61% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $141.7M | 13.29% | 2.04% | 1.64% | 77.8% |
| Q1 2026 | 71 | $139.5M | 13.81% | 1.97% | 1.37% | 74.1% |
| Q4 2025 | 73 | $132.8M | 14.11% | 1.94% | 1.61% | 78.5% |
| Q3 2025 | 72 | $129.3M | 14.09% | 2.03% | 1.63% | 80.3% |
| Q2 2025 | 66 | $128.4M | 13.50% | 2.47% | 1.55% | 80.5% |
| Q1 2025 | 66 | $127.8M | 13.68% | 2.58% | 1.59% | 77.6% |
| Q4 2024 | 65 | $131.3M | 13.05% | 2.54% | 1.72% | 75.9% |
| Q3 2024 | 59 | $127.5M | 13.09% | 3.48% | 1.59% | 80.3% |
| Q2 2024 | 59 | $125.1M | 12.65% | 3.54% | 1.67% | 80.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hershey BankBank Hershey, NE | 67 out of 100, Moderate | $141.1M | 13.2% | 1.22% | vs |
| West Plains BankBank Ainsworth, NE | 91 out of 100, Very strong | $139.3M | 14.8% | 0.00% | vs |
| First Central BankBank Cambridge, NE | 50 out of 100, Below average | $137.8M | 11.6% | 3.47% | vs |
| F&M BankBank Falls City, NE | 83 out of 100, Strong | $135.3M | 11.6% | 0.00% | vs |
| State Bank of Table RockBank Table Rock, NE | 64 out of 100, Moderate | $150.4M | 9.7% | 0.79% | vs |
| Bank of HartingtonBank Hartington, NE | 72 out of 100, Strong | $151.0M | 9.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Bank of Dixon County?
Yes. Bank of Dixon County is an FDIC-insured institution (FDIC certificate #14912). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.6% of deposits ($22.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.60% (benchmark: 10%).
3 locations
Branches
Bank of Dixon County lists 3 offices in 3 cities. Most locations:
- Jackson, NE (1)
- New Castle, NE (1)
- Ponca, NE (1)
Identity & history
Profile
- Legal name
- Bank of Dixon County
- Former names
- Bank of Dixon County of Ponca
- Type
- State-chartered bank
- FDIC certificate #
- 14912
- RSSD ID
- 920359
- Primary regulator
- FDIC
- Holding company
- Kingsbury Bdc Finl Services
- Established
- January 1, 1881
- Headquarters
- 117 E 3rd St, Ponca, NE 68770
- Website
- www.bankofdc.com
- Employees
- 17
Quick answers
Bank of Dixon County: common questions
Is Bank of Dixon County FDIC insured?
Yes. Bank of Dixon County is an FDIC-insured institution (FDIC certificate #14912). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Dixon County's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Dixon County ever failed?
There is no failure record for FDIC certificate #14912 in the FDIC failed bank list.
How many branches does Bank of Dixon County have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Ponca
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security National Bank of South DakotaBank Dakota Dunes, SD | 93 out of 100, Very strong | $251.5M | 14.1% | 0.00% | vs |
| Siouxland BankBank South Sioux City, NE | 88 out of 100, Very strong | $88.3M | 12.4% | 0.00% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |
| F&M BankBank West Point, NE | 83 out of 100, Strong | $354.6M | 11.8% | 0.07% | vs |
| The Security National Bank of Sioux City, IowaBank Sioux City, IA | 81 out of 100, Strong | $1.7B | 12.8% | 0.26% | vs |
| Midstates Bank, National AssociationBank Council Bluffs, IA | 79 out of 100, Strong | $653.9M | 11.6% | 0.29% | vs |