Side-by-side · Q2 2026 data
Bank of Dudley vs Citizens Bank of Americus
Metric by metric
| Measure | Bank of Dudley | Citizens Bank of Americus |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 46 | 53 (stronger) |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 59 | 83 (stronger) |
| Funding & liquidity | 67 | 72 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $537.9M | $511.1M |
| Deposits / shares | $486.8M | $453.9M |
| Capital ratio | 9.62% | 10.25% (stronger) |
| Problem loans | 0.12% | 0.09% (stronger) |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 0.97% | 1.58% (stronger) |
| Loans ÷ deposits | 74.9% | 58.8% (stronger) |
| Uninsured deposits | 31.6% (stronger) | 40.4% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Citizens Bank of Americus has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Dudley leads on 1 and Citizens Bank of Americus on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.