Headquartered in Dudley, Georgia, Bank of Dudley is a state-chartered bank with $537.9M in total assets and $486.8M in deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1905.
Bank of Dudley has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 86th. Problem-loan coverage contributes the most (98/100, 0.8%); capital cushion contributes the least (46/100, 9.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (75 → 69), mostly because the earnings component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 75 |
| Q2 2025 | 75 |
| Q3 2025 | 62 |
| Q4 2025 | 72 |
| Q1 2026 | 71 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.03% |
| Q3 2024 | 10.22% |
| Q4 2024 | 10.06% |
| Q1 2025 | 10.00% |
| Q2 2025 | 10.15% |
| Q3 2025 | 10.11% |
| Q4 2025 | 9.67% |
| Q1 2026 | 9.66% |
| Q2 2026 | 9.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.06% |
| Q3 2025 | 1.30% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.12% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.08% |
| Q4 2024 | 1.11% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.30% |
| Q3 2025 | 1.27% |
| Q4 2025 | 1.25% |
| Q1 2026 | 1.05% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $537.9M | 9.62% | 0.12% | 0.97% | 74.9% |
| Q1 2026 | 71 | $525.5M | 9.66% | 0.13% | 1.05% | 72.1% |
| Q4 2025 | 72 | $502.4M | 9.67% | 0.13% | 1.25% | 74.4% |
| Q3 2025 | 62 | $496.1M | 10.11% | 1.30% | 1.27% | 70.8% |
| Q2 2025 | 75 | $459.4M | 10.15% | 0.06% | 1.30% | 75.1% |
| Q1 2025 | 75 | $454.9M | 10.00% | 0.07% | 1.30% | 71.2% |
| Q4 2024 | 73 | $442.0M | 10.06% | 0.07% | 1.11% | 71.4% |
| Q3 2024 | 73 | $416.7M | 10.22% | 0.10% | 1.08% | 76.4% |
| Q2 2024 | 73 | $406.8M | 10.03% | 0.08% | 1.16% | 74.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank of Coffee CountyBank Douglas, GA | 70 out of 100, Strong | $547.5M | 8.8% | 0.24% | vs |
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| First State BankBank Wrens, GA | 77 out of 100, Strong | $512.7M | 10.5% | 0.32% | vs |
| Peoples Bank & TrustBank Buford, GA | 76 out of 100, Strong | $563.3M | 10.8% | 0.16% | vs |
| Citizens Bank of AmericusBank Americus, GA | 77 out of 100, Strong | $511.1M | 10.3% | 0.09% | vs |
| South Georgia Banking CompanyBank Omega, GA | 85 out of 100, Very strong | $570.1M | 13.9% | 0.55% | vs |
Deposit insurance
Is my money safe at Bank of Dudley?
Yes. Bank of Dudley is an FDIC-insured institution (FDIC certificate #9068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.6% of deposits ($153.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.62%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
8 locations
Branches
Bank of Dudley lists 8 offices in 7 cities. Most locations:
- Dublin, GA (2)
- Dudley, GA (1)
- East Dublin, GA (1)
- Forsyth, GA (1)
- Jeffersonville, GA (1)
- Locust Grove, GA (1)
- Perry, GA (1)
HMDA 2025
Mortgage lending
In 2025, Bank of Dudley reported 124 home-loan applications under HMDA (LEI 549300CWZXP5LD3GVV26): 115 originated ($22,465,000 total), 1 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Dudley
- Type
- State-chartered bank
- FDIC certificate #
- 9068
- RSSD ID
- 546535
- Primary regulator
- FDIC
- Holding company
- Hogan Investments I Inc
- Established
- November 1, 1905
- Headquarters
- 1448 2nd St, Dudley, GA 31022
- Website
- www.bankofdudley.com
- Employees
- 93
Quick answers
Bank of Dudley: common questions
Is Bank of Dudley FDIC insured?
Yes. Bank of Dudley is an FDIC-insured institution (FDIC certificate #9068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Dudley's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Dudley ever failed?
There is no failure record for FDIC certificate #9068 in the FDIC failed bank list.
How many branches does Bank of Dudley have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dudley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| Farmers State BankBank Dublin, GA | 90 out of 100, Very strong | $156.2M | 13.9% | 0.28% | vs |
| The Citizens Bank of CochranBank Cochran, GA | 90 out of 100, Very strong | $201.4M | 14.8% | 0.33% | vs |
| The Four County BankBank Allentown, GA | 87 out of 100, Very strong | $87.1M | 13.8% | 0.68% | vs |
| Century Bank and TrustBank Milledgeville, GA | 87 out of 100, Very strong | $490.7M | 11.8% | 0.07% | vs |