Side-by-side · Q2 2026 data
Bank of Dudley vs Peoples Bank & Trust
Metric by metric
| Measure | Bank of Dudley | Peoples Bank & Trust |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 59 | 77 (stronger) |
| Funding & liquidity | 67 (stronger) | 66 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 40th | 64th |
| Total assets | $537.9M | $563.3M |
| Deposits / shares | $486.8M | $505.0M |
| Capital ratio | 9.62% | 10.81% (stronger) |
| Problem loans | 0.12% (stronger) | 0.16% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.97% | 1.41% (stronger) |
| Loans ÷ deposits | 74.9% | 57.9% (stronger) |
| Uninsured deposits | 31.6% (stronger) | 45.5% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Peoples Bank & Trust has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Dudley leads on 3 and Peoples Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.