Side-by-side · Q2 2026 data
Bank of Dudley vs The Four County Bank
Metric by metric
| Measure | Bank of Dudley | The Four County Bank |
|---|---|---|
| TellerScore | 69 | 87 (stronger) |
| Capital cushion | 46 | 88 (stronger) |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 59 | 98 (stronger) |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 40th | 84th |
| Total assets | $537.9M | $87.1M |
| Deposits / shares | $486.8M | $75.4M |
| Capital ratio | 9.62% | 13.83% (stronger) |
| Problem loans | 0.12% (stronger) | 0.68% |
| Net charge-offs | -0.01% (stronger) | 0.46% |
| Return on assets | 0.97% | 1.94% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 77.5% |
| Uninsured deposits | 31.6% | 9.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
The Four County Bank has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Dudley leads on 3 and The Four County Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.