Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Gesa Credit Union
Metric by metric
| Measure | Bank of Eastern Oregon | Gesa Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 59 |
| Capital cushion | 66 (stronger) | 43 |
| Loan quality | 59 | 72 (stronger) |
| Earnings | 96 (stronger) | 48 |
| Funding & liquidity | 71 (stronger) | 65 |
| Problem-loan coverage | 85 (stronger) | 84 |
| Peer percentile | 53rd | 22nd |
| Total assets | $933.6M | $6.8B |
| Deposits / shares | $814.5M | $5.7B |
| Capital ratio | 11.59% (stronger) | 9.32% |
| Problem loans | 1.22% | 0.84% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.59% |
| Return on assets | 1.90% (stronger) | 0.70% |
| Loans ÷ deposits | 83.1% (stronger) | 95.2% |
| Uninsured deposits | 21.0% | 10.7% (stronger) |
| Offices | 22 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Bank of Eastern Oregon has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 5 and Gesa Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.