Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Northwest Christian Credit Union
Metric by metric
| Measure | Bank of Eastern Oregon | Northwest Christian Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 66 (stronger) | 33 |
| Loan quality | 59 | 73 (stronger) |
| Earnings | 96 (stronger) | 31 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 53rd | 16th |
| Total assets | $933.6M | $105.6M |
| Deposits / shares | $814.5M | $96.0M |
| Capital ratio | 11.59% (stronger) | 8.33% |
| Problem loans | 1.22% | 0.80% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.58% |
| Return on assets | 1.90% (stronger) | 0.27% |
| Loans ÷ deposits | 83.1% | 52.6% (stronger) |
| Uninsured deposits | 21.0% | 0.0% (stronger) |
| Offices | 22 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Bank of Eastern Oregon has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 4 and Northwest Christian Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.