Headquartered in Nampa, Idaho, Northwest Christian Credit Union is a non-federally insured state credit union with $105.6M in total assets and $96.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1954.
Based on its Q2 2026 filing, Northwest Christian Credit Union scores 58/100, which we describe as moderate. That is higher than only 16% of 1,341 credit unions with $100 million – $1 billion. Among 26 credit unions headquartered in Idaho, it ranks 20th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 0% uninsured), and its lowest is earnings (31/100; 0.27%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (63 → 58), mostly because the earnings component weakened by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 51 |
| Q4 2024 | 51 |
| Q1 2025 | 59 |
| Q2 2025 | 63 |
| Q3 2025 | 62 |
| Q4 2025 | 59 |
| Q1 2026 | 58 |
| Q2 2026 | 58 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.65% |
| Q3 2024 | 8.08% |
| Q4 2024 | 7.90% |
| Q1 2025 | 8.04% |
| Q2 2025 | 8.33% |
| Q3 2025 | 8.51% |
| Q4 2025 | 8.31% |
| Q1 2026 | 8.28% |
| Q2 2026 | 8.33% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 1.03% |
| Q4 2024 | 0.86% |
| Q1 2025 | 0.69% |
| Q2 2025 | 0.70% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.93% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.80% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.06% |
| Q3 2024 | -0.34% |
| Q4 2024 | -0.43% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.27% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $105.6M | 8.33% | 0.80% | 0.27% | 52.6% |
| Q1 2026 | 58 | $104.6M | 8.28% | 0.67% | 0.02% | 55.3% |
| Q4 2025 | 59 | $104.2M | 8.31% | 0.93% | 0.47% | 55.2% |
| Q3 2025 | 62 | $101.3M | 8.51% | 0.72% | 0.59% | 58.7% |
| Q2 2025 | 63 | $102.6M | 8.33% | 0.70% | 0.75% | 58.1% |
| Q1 2025 | 59 | $102.7M | 8.04% | 0.69% | 0.35% | 58.5% |
| Q4 2024 | 51 | $103.4M | 7.90% | 0.86% | -0.43% | 60.1% |
| Q3 2024 | 51 | $103.4M | 8.08% | 1.03% | -0.34% | 60.1% |
| Q2 2024 | 56 | $99.3M | 8.65% | 0.84% | -0.06% | 65.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Idaho
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Latah Credit UnionCredit union Moscow, ID | 82 out of 100, Strong | $170.4M | 11.7% | 0.54% | vs |
| Clarity Credit UnionCredit union Nampa, ID | 59 out of 100, Moderate | $235.6M | 9.7% | 0.99% | vs |
| Connections Credit UnionCredit union Pocatello, ID | 50 out of 100, Below average | $256.1M | 8.5% | 1.27% | vs |
| Lewis Clark Credit UnionCredit union Lewiston, ID | 67 out of 100, Moderate | $270.4M | 11.0% | 0.62% | vs |
| Cottonwood Community Federal Credit UnionCredit union Cottonwood, ID | 81 out of 100, Strong | $285.5M | 14.9% | 1.39% | vs |
| Advantage Plus Federal Credit UnionCredit union Pocatello, ID | 64 out of 100, Moderate | $292.4M | 9.7% | 0.36% | vs |
Deposit insurance
Is my money safe at Northwest Christian Credit Union?
Northwest Christian Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.33%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Northwest Christian Credit Union lists 2 offices in 2 cities. Most locations:
- Meridian, ID (1)
- Nampa, ID (1)
Identity & history
Profile
- Legal name
- Northwest Christian Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 97073
- RSSD ID
- 946283
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- 716 E Colorado Ave, Nampa, ID 83686
- Employees
- 24
Quick answers
Northwest Christian Credit Union: common questions
Is Northwest Christian Credit Union NCUA insured?
Northwest Christian Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Northwest Christian Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northwest Christian Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Nampa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Goldenwest Federal Credit UnionCredit union Ogden, UT | 81 out of 100, Strong | $4.3B | 13.2% | 0.47% | vs |
| D. L. Evans BankBank Burley, ID | 76 out of 100, Strong | $3.7B | 10.4% | 0.26% | vs |
| First Federal Savings Bank of Twin FallsBank Twin Falls, ID | 76 out of 100, Strong | $1.4B | 10.4% | 0.01% | vs |
| Horizon Credit UnionCredit union Spokane Valley, WA | 75 out of 100, Strong | $2.0B | 13.1% | 0.27% | vs |
| Trugrocer Federal Credit UnionCredit union Boise, ID | 73 out of 100, Strong | $320.1M | 16.0% | 0.81% | vs |
| Bank of Eastern OregonBank Heppner, OR | 73 out of 100, Strong | $933.6M | 11.6% | 1.22% | vs |