Side-by-side · Q2 2026 data
Bank of Eastern Oregon vs Tri-Cities Community Federal Credit Union
Credit union
Tri-Cities Community Federal Credit Union
Kennewick, Washington · Under $100 million in assets
Metric by metric
| Measure | Bank of Eastern Oregon | Tri-Cities Community Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 66 | 96 (stronger) |
| Loan quality | 59 (stronger) | 51 |
| Earnings | 96 (stronger) | 45 |
| Funding & liquidity | 71 (stronger) | 60 |
| Problem-loan coverage | 85 (stronger) | 84 |
| Peer percentile | 53rd | 36th |
| Total assets | $933.6M | $75.6M |
| Deposits / shares | $814.5M | $63.9M |
| Capital ratio | 11.59% | 14.62% (stronger) |
| Problem loans | 1.22% (stronger) | 1.47% |
| Net charge-offs | 0.01% (stronger) | 0.19% |
| Return on assets | 1.90% (stronger) | 0.63% |
| Loans ÷ deposits | 83.1% (stronger) | 95.9% |
| Uninsured deposits | 21.0% | 18.8% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 14.6% |
Bank of Eastern Oregon has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Eastern Oregon leads on 5 and Tri-Cities Community Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.