Side-by-side · Q2 2026 data
Bank of Elgin vs Bank of Lindsay
Metric by metric
| Measure | Bank of Elgin | Bank of Lindsay |
|---|---|---|
| TellerScore | 92 (stronger) | 63 |
| Capital cushion | 85 (stronger) | 51 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 78 (stronger) | 37 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 92nd | 22nd |
| Total assets | $87.3M | $97.9M |
| Deposits / shares | $74.7M | $71.2M |
| Capital ratio | 13.54% (stronger) | 10.09% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.34% (stronger) | 0.46% |
| Loans ÷ deposits | 76.7% (stronger) | 109.8% |
| Uninsured deposits | 20.5% (stronger) | 26.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Elgin has the higher TellerScore (92 vs 63). On the 5 directional measures above (where higher or lower is clearly better), Bank of Elgin leads on 5 and Bank of Lindsay on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.