Headquartered in Lindsay, Nebraska, Bank of Lindsay is a state-chartered bank with $97.9M in total assets and $71.2M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.
Bank of Lindsay has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 114th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (37/100, 110% loans-to-deposits, 27% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 65 |
| Q4 2024 | 63 |
| Q1 2025 | 61 |
| Q2 2025 | 63 |
| Q3 2025 | 64 |
| Q4 2025 | 65 |
| Q1 2026 | 61 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.28% |
| Q3 2024 | 10.25% |
| Q4 2024 | 9.63% |
| Q1 2025 | 9.59% |
| Q2 2025 | 9.87% |
| Q3 2025 | 10.01% |
| Q4 2025 | 9.86% |
| Q1 2026 | 9.73% |
| Q2 2026 | 10.09% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.71% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $97.9M | 10.09% | 0.00% | 0.46% | 109.8% |
| Q1 2026 | 61 | $100.9M | 9.73% | 0.00% | 0.26% | 105.7% |
| Q4 2025 | 65 | $102.3M | 9.86% | 0.00% | 0.74% | 112.4% |
| Q3 2025 | 64 | $96.6M | 10.01% | 0.00% | 0.60% | 130.1% |
| Q2 2025 | 63 | $91.1M | 9.87% | 0.00% | 0.52% | 112.6% |
| Q1 2025 | 61 | $93.0M | 9.59% | 0.00% | 0.40% | 120.5% |
| Q4 2024 | 63 | $102.3M | 9.63% | 0.00% | 0.65% | 131.0% |
| Q3 2024 | 65 | $97.6M | 10.25% | 0.00% | 0.71% | 122.8% |
| Q2 2024 | 67 | $92.2M | 10.28% | 0.00% | 0.69% | 123.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of JohnsonBank Johnson, NE | 88 out of 100, Very strong | $95.6M | 15.2% | 0.00% | vs |
| First Bank and Trust CompanyBank Minden, NE | 78 out of 100, Strong | $91.2M | 10.5% | 0.00% | vs |
| Chambers State BankBank Chambers, NE | 91 out of 100, Very strong | $89.2M | 24.7% | 0.39% | vs |
| Thayer County BankBank Hebron, NE | 81 out of 100, Strong | $88.5M | 13.0% | 0.32% | vs |
| Siouxland BankBank South Sioux City, NE | 88 out of 100, Very strong | $88.3M | 12.4% | 0.00% | vs |
| Bank of ElginBank Elgin, NE | 92 out of 100, Very strong | $87.3M | 13.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Bank of Lindsay?
Yes. Bank of Lindsay is an FDIC-insured institution (FDIC certificate #19087). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.7% of deposits ($19.0M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.92% (benchmark: 10%).
1 location
Branches
Bank of Lindsay lists 1 office in 1 city. Most locations:
- Lindsay, NE (1)
Identity & history
Profile
- Legal name
- Bank of Lindsay
- Type
- State-chartered bank
- FDIC certificate #
- 19087
- RSSD ID
- 111157
- Primary regulator
- FDIC
- Holding company
- Lindsay State Co
- Established
- April 15, 1953
- Headquarters
- 102 Pine St, Lindsay, NE 68644
- Website
- www.bankoflindsay.com
- Employees
- 14
Quick answers
Bank of Lindsay: common questions
Is Bank of Lindsay FDIC insured?
Yes. Bank of Lindsay is an FDIC-insured institution (FDIC certificate #19087). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Lindsay's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Lindsay ever failed?
There is no failure record for FDIC certificate #19087 in the FDIC failed bank list.
How many branches does Bank of Lindsay have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lindsay
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of ElginBank Elgin, NE | 92 out of 100, Very strong | $87.3M | 13.5% | 0.00% | vs |
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Nebraska Energy Federal Credit UnionCredit union Columbus, NE | 87 out of 100, Very strong | $327.7M | 19.3% | 0.05% | vs |
| Madison County BankBank Madison, NE | 85 out of 100, Very strong | $613.2M | 15.1% | 0.37% | vs |
| Genoa Community BankBank Genoa, NE | 85 out of 100, Very strong | $70.5M | 12.9% | 0.00% | vs |