Side-by-side · Q2 2026 data
Bank of England vs First State Bank
Metric by metric
| Measure | Bank of England | First State Bank |
|---|---|---|
| TellerScore | 57 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 34 | 65 (stronger) |
| Funding & liquidity | 78 (stronger) | 68 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $332.3M | $328.1M |
| Deposits / shares | $254.1M | $292.6M |
| Capital ratio | 19.91% (stronger) | 11.24% |
| Problem loans | 4.26% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.35% | 1.12% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 80.9% |
| Uninsured deposits | 35.0% | 25.5% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 1.5% |
First State Bank has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank of England leads on 3 and First State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Carlisle, AR
- Lonoke, AR