Side-by-side · Q2 2026 data
Bank of Estes Park vs Park State Bank & Trust
Metric by metric
| Measure | Bank of Estes Park | Park State Bank & Trust |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 58 | 63 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 50 | 62 (stronger) |
| Funding & liquidity | 90 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 64th | 68th |
| Total assets | $171.9M | $162.3M |
| Deposits / shares | $155.4M | $145.7M |
| Capital ratio | 10.84% | 11.26% (stronger) |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | 1.21% | 0.00% (stronger) |
| Return on assets | 0.75% | 1.05% (stronger) |
| Loans ÷ deposits | 61.2% (stronger) | 75.6% |
| Uninsured deposits | 23.7% | 6.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Park State Bank & Trust has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Estes Park leads on 2 and Park State Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.