Side-by-side · Q2 2026 data
Bank of Eufaula vs First Family Federal Credit Union
Credit union
First Family Federal Credit Union
Henryetta, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Bank of Eufaula | First Family Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 71 (stronger) | 66 |
| Loan quality | 85 (stronger) | 79 |
| Earnings | 19 | 41 (stronger) |
| Funding & liquidity | 84 (stronger) | 76 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 33rd | 45th |
| Total assets | $87.1M | $154.4M |
| Deposits / shares | $77.0M | $135.5M |
| Capital ratio | 12.09% (stronger) | 11.63% |
| Problem loans | 0.46% (stronger) | 0.62% |
| Net charge-offs | 0.02% (stronger) | 0.54% |
| Return on assets | -0.04% | 0.52% (stronger) |
| Loans ÷ deposits | 29.5% (stronger) | 83.9% |
| Uninsured deposits | 29.8% | 1.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Eufaula leads on 4 and First Family Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.