TellerScore

Headquartered in Henryetta, Oklahoma, First Family Federal Credit Union is a federal credit union with $154.4M in total assets and $135.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1956.

Based on its Q2 2026 filing, First Family Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 45% of 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 34th. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is earnings (41/100; 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.63%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.62%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity76/100
Loans ÷ shares: 83.9% · 1.2% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.33%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (61 → 68), mostly because the loan quality component improved by 23 points.

TellerScore
616670Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202470
Q4 202468
Q1 202561
Q2 202561
Q3 202569
Q4 202567
Q1 202664
Q2 202668
Net worth ratio
7.00%9.53%12.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.41%
Q3 202411.71%
Q4 202411.85%
Q1 202511.66%
Q2 202511.75%
Q3 202512.04%
Q4 202512.05%
Q1 202611.80%
Q2 202611.63%
Delinquent loans (60+ days)
0.62%0.97%1.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.92%
Q3 20240.73%
Q4 20240.93%
Q1 20250.89%
Q2 20251.31%
Q3 20250.82%
Q4 20251.08%
Q1 20260.89%
Q2 20260.62%
Return on assets
-0.16%0.40%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.96%
Q3 20240.83%
Q4 20240.81%
Q1 2025-0.16%
Q2 20250.41%
Q3 20250.66%
Q4 20250.77%
Q1 20260.23%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$154.4M11.63%0.62%0.52%83.9%
Q1 202664$151.0M11.80%0.89%0.23%81.7%
Q4 202567$147.3M12.05%1.08%0.77%86.4%
Q3 202569$145.5M12.04%0.82%0.66%84.6%
Q2 202561$145.4M11.75%1.31%0.41%84.8%
Q1 202561$143.5M11.66%0.89%-0.16%84.4%
Q4 202468$141.6M11.85%0.93%0.81%87.1%
Q3 202470$143.1M11.71%0.73%0.83%82.6%
Q2 202469$145.0M11.41%0.92%0.96%81.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.63%
53rd
Problem loans0.62%
54th
Net charge-offs0.54%
32nd
Return on assets0.52%
32nd
Loans to deposits83.9%
31st
Uninsured deposits1.2%
94th
Loan-loss reserves0.00%
50th
Texas ratio5.3%
36th

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Green Country Federal Credit UnionCredit union Sand Springs, OK32 out of 100, Low$155.4M8.5%2.75%vs
The Focus Federal Credit UnionCredit union Oklahoma City, OK57 out of 100, Moderate$163.2M9.0%0.45%vs
Red River Federal Credit UnionCredit union Altus, OK79 out of 100, Strong$168.4M12.1%0.28%vs
Western Sun Federal Credit UnionCredit union Broken Arrow, OK73 out of 100, Strong$181.5M17.6%0.71%vs
Municipal Emps CU of Oklahoma City Credit UnionCredit union Oklahoma City, OK62 out of 100, Moderate$190.5M8.8%0.17%vs
Southwest Oklahoma Federal Credit UnionCredit union Lawton, OK89 out of 100, Very strong$116.4M19.3%0.88%vs

Deposit insurance

Is my money safe at First Family Federal Credit Union?

Yes. First Family Federal Credit Union is a federally insured credit union (NCUA charter #11057). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.2% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

First Family Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Henryetta, OK (1)
  • Okmulgee, OK (1)

All branch addresses and map

Identity & history

Profile

Legal name
First Family Federal Credit Union
Type
Federal credit union
NCUA charter #
11057
RSSD ID
663982
Primary regulator
NCUA
Established
1956
Headquarters
Po Box 170, Henryetta, OK 74437
Employees
73

Quick answers

First Family Federal Credit Union: common questions

Is First Family Federal Credit Union NCUA insured?

Yes. First Family Federal Credit Union is a federally insured credit union (NCUA charter #11057). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Family Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Family Federal Credit Union have?

2 offices as of the latest NCUA data.