Side-by-side · Q2 2026 data
Bank of Evergreen vs Gulf Winds Credit Union
Metric by metric
| Measure | Bank of Evergreen | Gulf Winds Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 92 (stronger) | 49 |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 47 | 56 (stronger) |
| Funding & liquidity | 93 (stronger) | 81 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 68th | 54th |
| Total assets | $78.1M | $1.4B |
| Deposits / shares | $68.6M | $1.2B |
| Capital ratio | 14.25% (stronger) | 9.90% |
| Problem loans | 0.59% | 0.44% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.88% |
| Return on assets | 0.67% | 0.91% (stronger) |
| Loans ÷ deposits | 45.1% (stronger) | 79.6% |
| Uninsured deposits | 21.6% | 4.5% (stronger) |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.1% |
Bank of Evergreen has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Evergreen leads on 4 and Gulf Winds Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.