Side-by-side · Q2 2026 data
Bank of Evergreen vs United Bank
Metric by metric
| Measure | Bank of Evergreen | United Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 80 (stronger) | 55 |
| Earnings | 47 | 72 (stronger) |
| Funding & liquidity | 93 (stronger) | 47 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 68th | 74th |
| Total assets | $78.1M | $1.5B |
| Deposits / shares | $68.6M | $1.2B |
| Capital ratio | 14.25% | 15.79% (stronger) |
| Problem loans | 0.59% (stronger) | 1.35% |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 0.67% | 1.31% (stronger) |
| Loans ÷ deposits | 45.1% (stronger) | 75.9% |
| Uninsured deposits | 21.6% (stronger) | 48.4% |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.3% |
Bank of Evergreen has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Evergreen leads on 4 and United Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.