Side-by-side · Q2 2026 data
Bank of Farmington vs Crossroads Bank
Metric by metric
| Measure | Bank of Farmington | Crossroads Bank |
|---|---|---|
| TellerScore | 66 | 93 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 38 | 76 (stronger) |
| Funding & liquidity | 65 | 88 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $240.1M | $234.7M |
| Deposits / shares | $211.7M | $195.0M |
| Capital ratio | 10.96% | 15.97% (stronger) |
| Problem loans | 0.20% | 0.06% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 0.44% | 1.39% (stronger) |
| Loans ÷ deposits | 77.4% | 71.9% (stronger) |
| Uninsured deposits | 31.1% | 10.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Crossroads Bank has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Farmington leads on 0 and Crossroads Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.