Bank of Farmington is a state-chartered bank headquartered in Farmington, Illinois, in business for about 123 years. At the end of Q2 2026 it reported $240.1M in total assets and $211.7M in deposits, with 6 offices.
Based on its Q2 2026 filing, Bank of Farmington scores 66/100, which we describe as moderate. That is higher than only 31% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 216th. Its strongest component is loan quality (93/100; 0.20%), and its lowest is earnings (38/100; 0.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 17 points (49 → 66), mostly because the loan quality component improved by 66 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 58 |
| Q4 2024 | 65 |
| Q1 2025 | 50 |
| Q2 2025 | 49 |
| Q3 2025 | 46 |
| Q4 2025 | 56 |
| Q1 2026 | 53 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.59% |
| Q3 2024 | 10.45% |
| Q4 2024 | 10.57% |
| Q1 2025 | 10.47% |
| Q2 2025 | 10.61% |
| Q3 2025 | 10.73% |
| Q4 2025 | 10.61% |
| Q1 2026 | 10.70% |
| Q2 2026 | 10.96% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.96% |
| Q4 2024 | 0.37% |
| Q1 2025 | 1.98% |
| Q2 2025 | 2.18% |
| Q3 2025 | 2.55% |
| Q4 2025 | 1.19% |
| Q1 2026 | 1.67% |
| Q2 2026 | 0.20% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.66% |
| Q1 2026 | 0.40% |
| Q2 2026 | 0.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $240.1M | 10.96% | 0.20% | 0.44% | 77.4% |
| Q1 2026 | 53 | $233.8M | 10.70% | 1.67% | 0.40% | 78.0% |
| Q4 2025 | 56 | $234.8M | 10.61% | 1.19% | 0.66% | 80.5% |
| Q3 2025 | 46 | $236.4M | 10.73% | 2.55% | 0.74% | 81.0% |
| Q2 2025 | 49 | $227.5M | 10.61% | 2.18% | 0.60% | 79.4% |
| Q1 2025 | 50 | $232.9M | 10.47% | 1.98% | 0.51% | 78.3% |
| Q4 2024 | 65 | $227.2M | 10.57% | 0.37% | 0.43% | 81.9% |
| Q3 2024 | 58 | $229.7M | 10.45% | 0.96% | 0.41% | 82.4% |
| Q2 2024 | 64 | $229.8M | 10.59% | 0.66% | 0.37% | 82.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security Savings BankBank Monmouth, IL | 80 out of 100, Strong | $241.4M | 13.0% | 0.30% | vs |
| BankChampaign, National AssociationBank Champaign, IL | 84 out of 100, Strong | $242.8M | 11.8% | 0.00% | vs |
| Security Bank, s.b.Bank Springfield, IL | 70 out of 100, Strong | $244.5M | 10.1% | 0.16% | vs |
| First Federal Savings and Loan Association of Central Illinois, S.B.Bank Shelbyville, IL | 69 out of 100, Moderate | $235.0M | 10.7% | 0.70% | vs |
| Crossroads BankBank Effingham, IL | 93 out of 100, Very strong | $234.7M | 16.0% | 0.06% | vs |
| Warren-Boynton State BankBank New Berlin, IL | 79 out of 100, Strong | $234.5M | 12.1% | 0.41% | vs |
Deposit insurance
Is my money safe at Bank of Farmington?
Yes. Bank of Farmington is an FDIC-insured institution (FDIC certificate #11732). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.1% of deposits ($65.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.96%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.78% (benchmark: 10%).
6 locations
Branches
Bank of Farmington lists 5 offices in 5 cities. Most locations:
- Canton, IL (1)
- Farmington, IL (1)
- Peoria, IL (1)
- West Peoria, IL (1)
- Williamsfield, IL (1)
HMDA 2025
Mortgage lending
In 2025, Bank of Farmington reported 33 home-loan applications under HMDA (LEI 549300HECWJMBMVQ1V28): 30 originated ($4,330,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Farmington
- Type
- State-chartered bank
- FDIC certificate #
- 11732
- RSSD ID
- 976534
- Primary regulator
- FDIC
- Holding company
- Farmington Bcorp Inc
- Established
- January 1, 1903
- Headquarters
- 16 N Main St, Farmington, IL 61531
- Website
- www.bankoffarmington.com
- Employees
- 41
Quick answers
Bank of Farmington: common questions
Is Bank of Farmington FDIC insured?
Yes. Bank of Farmington is an FDIC-insured institution (FDIC certificate #11732). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Farmington's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Farmington ever failed?
There is no failure record for FDIC certificate #11732 in the FDIC failed bank list.
How many branches does Bank of Farmington have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Farmington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Galesburg Burlington Credit UnionCredit union Galesburg, IL | 96 out of 100, Very strong | $56.8M | 28.5% | 0.23% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| Peoria Hiway Credit UnionCredit union Peoria, IL | 85 out of 100, Very strong | $6.6M | 13.7% | 0.14% | vs |
| Fairview State Banking CompanyBank Fairview, IL | 83 out of 100, Strong | $40.9M | 14.3% | 0.61% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |