Side-by-side · Q2 2026 data
Bank of Farmington vs Metropolitan Capital Bank & Trust
Metric by metric
| Measure | Bank of Farmington | Metropolitan Capital Bank & Trust |
|---|---|---|
| TellerScore | 66 (stronger) | 15 |
| Capital cushion | 60 (stronger) | 0 |
| Loan quality | 93 (stronger) | 6 |
| Earnings | 38 (stronger) | 0 |
| Funding & liquidity | 65 | 87 (stronger) |
| Problem-loan coverage | 77 (stronger) | 0 |
| Peer percentile | 31st | 0th |
| Total assets | $240.1M | $235.5M |
| Deposits / shares | $211.7M | $202.1M |
| Capital ratio | 10.96% (stronger) | 1.83% |
| Problem loans | 0.20% (stronger) | 2.82% |
| Net charge-offs | 0.30% (stronger) | 10.53% |
| Return on assets | 0.44% (stronger) | -6.92% |
| Loans ÷ deposits | 77.4% | 65.0% (stronger) |
| Uninsured deposits | 31.1% | 22.3% (stronger) |
| Offices | 5 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Bank of Farmington has the higher TellerScore (66 vs 15). On the 7 directional measures above (where higher or lower is clearly better), Bank of Farmington leads on 5 and Metropolitan Capital Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.