TellerScore

Side-by-side · Q2 2026 data

Bank of Farmington vs United Equity Credit Union

Bank

Bank of Farmington

Farmington, Illinois · $100 million – $1 billion

66of 100
Moderate

Credit union

United Equity Credit Union

Decatur, Illinois · Under $100 million in assets

94of 100
Very strong

Metric by metric

MeasureBank of FarmingtonUnited Equity Credit Union
TellerScore6694 (stronger)
Capital cushion60100 (stronger)
Loan quality93 (stronger)92
Earnings3887 (stronger)
Funding & liquidity6588 (stronger)
Problem-loan coverage7799 (stronger)
Peer percentile31st95th
Total assets$240.1M$66.2M
Deposits / shares$211.7M$53.7M
Capital ratio10.96%18.66% (stronger)
Problem loans0.20% (stronger)0.23%
Net charge-offs0.30%0.21% (stronger)
Return on assets0.44%1.68% (stronger)
Loans ÷ deposits77.4%72.5% (stronger)
Uninsured deposits31.1%0.0% (stronger)
Offices52
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)9.1%—

United Equity Credit Union has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Farmington leads on 1 and United Equity Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions