Side-by-side · Q2 2026 data
Bank of Franklin vs Delta Bank
Metric by metric
| Measure | Bank of Franklin | Delta Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 49 | 50 (stronger) |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 59 | 97 (stronger) |
| Funding & liquidity | 76 (stronger) | 54 |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 43rd | 34th |
| Total assets | $302.3M | $632.0M |
| Deposits / shares | $267.8M | $558.5M |
| Capital ratio | 9.88% | 10.04% (stronger) |
| Problem loans | 0.27% (stronger) | 1.04% |
| Net charge-offs | 0.23% | 0.02% (stronger) |
| Return on assets | 0.96% | 1.93% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 84.3% |
| Uninsured deposits | 20.9% (stronger) | 34.5% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Franklin has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Franklin leads on 4 and Delta Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.