Delta Bank (FDIC certificate #26564) is based in Vidalia, Louisiana. Its Q2 2026 call report shows $632.0M in total assets and $558.5M in deposits and 7 offices across 2 states.
Delta Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 64th. Earnings contributes the most (97/100, 1.93%); capital cushion contributes the least (50/100, 10.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (59 → 67), mostly because the loan quality component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 69 |
| Q4 2024 | 67 |
| Q1 2025 | 63 |
| Q2 2025 | 59 |
| Q3 2025 | 57 |
| Q4 2025 | 55 |
| Q1 2026 | 68 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.51% |
| Q3 2024 | 9.19% |
| Q4 2024 | 9.79% |
| Q1 2025 | 10.04% |
| Q2 2025 | 9.70% |
| Q3 2025 | 9.54% |
| Q4 2025 | 10.09% |
| Q1 2026 | 9.92% |
| Q2 2026 | 10.04% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.85% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.74% |
| Q3 2025 | 1.99% |
| Q4 2025 | 2.33% |
| Q1 2026 | 1.00% |
| Q2 2026 | 1.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.52% |
| Q3 2024 | 1.67% |
| Q4 2024 | 1.66% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.96% |
| Q3 2025 | 1.89% |
| Q4 2025 | 1.87% |
| Q1 2026 | 1.88% |
| Q2 2026 | 1.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $632.0M | 10.04% | 1.04% | 1.93% | 84.3% |
| Q1 2026 | 68 | $618.1M | 9.92% | 1.00% | 1.88% | 79.3% |
| Q4 2025 | 55 | $601.6M | 10.09% | 2.33% | 1.87% | 79.8% |
| Q3 2025 | 57 | $601.3M | 9.54% | 1.99% | 1.89% | 83.1% |
| Q2 2025 | 59 | $619.2M | 9.70% | 1.74% | 1.96% | 88.1% |
| Q1 2025 | 63 | $601.0M | 10.04% | 1.30% | 1.62% | 80.2% |
| Q4 2024 | 67 | $562.0M | 9.79% | 0.85% | 1.66% | 82.8% |
| Q3 2024 | 69 | $609.0M | 9.19% | 0.36% | 1.67% | 89.5% |
| Q2 2024 | 70 | $601.7M | 9.51% | 0.24% | 1.52% | 87.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| Home Federal BankBank Shreveport, LA | 65 out of 100, Moderate | $644.0M | 9.3% | 0.63% | vs |
| The First National Bank of JeaneretteBank Jeanerette, LA | 73 out of 100, Strong | $646.5M | 10.0% | 0.23% | vs |
| Commercial Capital BankBank Delhi, LA | 46 out of 100, Below average | $611.4M | 11.5% | 5.66% | vs |
| Homeland Federal Savings BankBank Columbia, LA | 59 out of 100, Moderate | $657.8M | 9.2% | 0.99% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
Deposit insurance
Is my money safe at Delta Bank?
Yes. Delta Bank is an FDIC-insured institution (FDIC certificate #26564). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.5% of deposits ($192.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.04%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
7 locations
Branches
Delta Bank lists 7 offices in 7 cities across 2 states. Most locations:
- Bastrop, LA (1)
- Ferriday, LA (1)
- Lake Providence, LA (1)
- Natchez, MS (1)
- Tallulah, LA (1)
- Vicksburg, MS (1)
- Vidalia, LA (1)
Identity & history
Profile
- Legal name
- Delta Bank
- Former names
- The Louisiana Delta Bank
- Type
- State-chartered bank
- FDIC certificate #
- 26564
- RSSD ID
- 975256
- Primary regulator
- FDIC
- Holding company
- Central Louisiana Capital Corp
- Established
- January 10, 1986
- Headquarters
- 1617 Carter St, Vidalia, LA 71373
- Website
- www.deltabk.com
- Employees
- 91
Quick answers
Delta Bank: common questions
Is Delta Bank FDIC insured?
Yes. Delta Bank is an FDIC-insured institution (FDIC certificate #26564). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Delta Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Delta Bank ever failed?
There is no failure record for FDIC certificate #26564 in the FDIC failed bank list.
How many branches does Delta Bank have?
7 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Vidalia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sicily Island State BankBank Sicily Island, LA | 86 out of 100, Very strong | $92.4M | 13.2% | 0.13% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |
| Southern Heritage BankBank Jonesville, LA | 73 out of 100, Strong | $397.9M | 10.5% | 0.72% | vs |
| Home Bank, National AssociationBank Lafayette, LA | 70 out of 100, Strong | $3.6B | 12.1% | 0.95% | vs |
| Bank of FranklinBank Meadville, MS | 70 out of 100, Strong | $302.3M | 9.9% | 0.27% | vs |
| Regions BankBank Birmingham, AL | 64 out of 100, Moderate | $159.8B | 9.5% | 0.93% | vs |