Side-by-side · Q2 2026 data
Bank of Franklin vs Pike National Bank
Metric by metric
| Measure | Bank of Franklin | Pike National Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 49 | 67 (stronger) |
| Loan quality | 91 (stronger) | 80 |
| Earnings | 59 | 60 (stronger) |
| Funding & liquidity | 76 (stronger) | 70 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 43rd | 50th |
| Total assets | $302.3M | $408.8M |
| Deposits / shares | $267.8M | $358.0M |
| Capital ratio | 9.88% | 11.73% (stronger) |
| Problem loans | 0.27% (stronger) | 0.59% |
| Net charge-offs | 0.23% | 0.06% (stronger) |
| Return on assets | 0.96% | 1.00% (stronger) |
| Loans ÷ deposits | 77.6% | 64.5% (stronger) |
| Uninsured deposits | 20.9% (stronger) | 38.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pike National Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of Franklin leads on 2 and Pike National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.