TellerScore

Pike National Bank is a national bank headquartered in Mccomb, Mississippi, in business for about 41 years. At the end of Q2 2026 it reported $408.8M in total assets and $358.0M in deposits, with 5 offices.

Pike National Bank has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 24th. Problem-loan coverage contributes the most (93/100, 3.5%); earnings contributes the least (60/100, 1.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Tier 1 leverage ratio: 11.73%
Loan quality80/100
Noncurrent loans ÷ total loans: 0.59%
Earnings60/100
Return on assets (annualized): 1.00%
Funding & liquidity70/100
Loans ÷ deposits and uninsured-deposit share: 64.5% · 38.6% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (75 → 72), mostly because the funding & liquidity component weakened by 6 points.

TellerScore
727475Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202472
Q3 202474
Q4 202473
Q1 202572
Q2 202575
Q3 202574
Q4 202574
Q1 202672
Q2 202672
Tier 1 leverage ratio
5.00%8.66%12.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.82%
Q3 202412.31%
Q4 202411.95%
Q1 202511.77%
Q2 202511.83%
Q3 202512.32%
Q4 202511.93%
Q1 202611.81%
Q2 202611.73%
Noncurrent loans
0.49%0.60%0.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.64%
Q3 20240.61%
Q4 20240.59%
Q1 20250.57%
Q2 20250.49%
Q3 20250.72%
Q4 20250.55%
Q1 20260.69%
Q2 20260.59%
Return on assets
0.90%0.98%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20240.95%
Q4 20240.97%
Q1 20250.90%
Q2 20251.07%
Q3 20251.04%
Q4 20251.02%
Q1 20260.95%
Q2 20261.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$408.8M11.73%0.59%1.00%64.5%
Q1 202672$405.1M11.81%0.69%0.95%56.4%
Q4 202574$382.9M11.93%0.55%1.02%60.2%
Q3 202574$381.1M12.32%0.72%1.04%56.6%
Q2 202575$386.8M11.83%0.49%1.07%53.4%
Q1 202572$396.6M11.77%0.57%0.90%51.8%
Q4 202473$373.2M11.95%0.59%0.97%53.7%
Q3 202474$368.3M12.31%0.61%0.95%55.0%
Q2 202472$376.7M11.82%0.64%0.98%53.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.73%
62nd
Total risk-based capital0.00%
24th
Problem loans0.59%
42nd
Net charge-offs0.06%
26th
Return on assets1.00%
33rd
Net interest margin3.83%
44th
Efficiency ratio66.3%
39th
Loans to deposits64.5%
77th
Uninsured deposits38.6%
12th
Loan-loss reserves1.20%
51st
Texas ratio3.5%
45th

Similar-size banks in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank of ClarksdaleBank Clarksdale, MS73 out of 100, Strong$386.1M12.8%0.64%vs
First Federal Savings and Loan AssociationBank Pascagoula, MS61 out of 100, Moderate$381.4M9.7%0.16%vs
RiverHills BankBank Vicksburg, MS82 out of 100, Strong$445.2M12.5%0.64%vs
BankOkolonaBank Okolona, MS67 out of 100, Moderate$359.6M10.1%1.04%vs
Great Southern BankBank Meridian, MS66 out of 100, Moderate$355.1M9.5%0.67%vs
Citizens BankBank Columbia, MS90 out of 100, Very strong$466.3M13.5%0.33%vs

Deposit insurance

Is my money safe at Pike National Bank?

Yes. Pike National Bank is an FDIC-insured institution (FDIC certificate #26379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.6% of deposits ($138.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.73%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Pike National Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pike National Bank
Former names
Pike County National Bank
Type
National bank
FDIC certificate #
26379
RSSD ID
880332
Primary regulator
OCC
Holding company
Pcnb Corp
Established
September 30, 1985
Headquarters
350 Rawls Dr, Mccomb, MS 39648
Employees
79

Quick answers

Pike National Bank: common questions

Is Pike National Bank FDIC insured?

Yes. Pike National Bank is an FDIC-insured institution (FDIC certificate #26379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Pike National Bank's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Pike National Bank ever failed?

There is no failure record for FDIC certificate #26379 in the FDIC failed bank list.

How many branches does Pike National Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mccomb

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens BankBank Columbia, MS90 out of 100, Very strong$466.3M13.5%0.33%vs
Sunbelt Federal Credit UnionCredit union Hattiesburg, MS85 out of 100, Very strong$366.4M16.2%0.39%vs
United Mississippi BankBank Natchez, MS75 out of 100, Strong$560.7M11.0%0.19%vs
First BankBank Mccomb, MS74 out of 100, Strong$562.9M13.0%1.11%vs
Bank of FranklinBank Meadville, MS70 out of 100, Strong$302.3M9.9%0.27%vs
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%vs