Side-by-side · Q2 2026 data
Bank of Grandin vs Citizens Bank of the Midwest
Metric by metric
| Measure | Bank of Grandin | Citizens Bank of the Midwest |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 97 (stronger) | 34 |
| Loan quality | 4 | 89 (stronger) |
| Earnings | 92 (stronger) | 61 |
| Funding & liquidity | 56 | 56 |
| Problem-loan coverage | 73 (stronger) | 24 |
| Peer percentile | 26th | 11th |
| Total assets | $241.0M | $238.3M |
| Deposits / shares | $205.1M | $191.6M |
| Capital ratio | 14.66% (stronger) | 8.39% |
| Problem loans | 2.88% | 0.33% (stronger) |
| Net charge-offs | 0.15% | -0.04% (stronger) |
| Return on assets | 1.79% (stronger) | 1.03% |
| Loans ÷ deposits | 79.1% (stronger) | 85.5% |
| Uninsured deposits | 37.8% | 31.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Grandin has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Grandin leads on 4 and Citizens Bank of the Midwest on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.