Bank of Grandin is a state-chartered bank headquartered in Grandin, Missouri, in business for about 113 years. At the end of Q2 2026 it reported $241.0M in total assets and $205.1M in deposits, with 5 offices.
Bank of Grandin has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 148th. Capital cushion contributes the most (97/100, 14.66%); loan quality contributes the least (4/100, 2.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 66 |
| Q4 2024 | 63 |
| Q1 2025 | 62 |
| Q2 2025 | 63 |
| Q3 2025 | 62 |
| Q4 2025 | 61 |
| Q1 2026 | 61 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.49% |
| Q3 2024 | 14.26% |
| Q4 2024 | 14.14% |
| Q1 2025 | 14.27% |
| Q2 2025 | 14.16% |
| Q3 2025 | 14.24% |
| Q4 2025 | 14.22% |
| Q1 2026 | 14.50% |
| Q2 2026 | 14.66% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 2.12% |
| Q4 2024 | 2.45% |
| Q1 2025 | 3.06% |
| Q2 2025 | 2.72% |
| Q3 2025 | 2.88% |
| Q4 2025 | 3.13% |
| Q1 2026 | 3.26% |
| Q2 2026 | 2.88% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 0.93% |
| Q4 2024 | 1.01% |
| Q1 2025 | 1.50% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.57% |
| Q4 2025 | 1.61% |
| Q1 2026 | 1.59% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $241.0M | 14.66% | 2.88% | 1.79% | 79.1% |
| Q1 2026 | 61 | $232.9M | 14.50% | 3.26% | 1.59% | 79.3% |
| Q4 2025 | 61 | $234.7M | 14.22% | 3.13% | 1.61% | 74.2% |
| Q3 2025 | 62 | $231.4M | 14.24% | 2.88% | 1.57% | 73.8% |
| Q2 2025 | 63 | $228.9M | 14.16% | 2.72% | 1.51% | 71.5% |
| Q1 2025 | 62 | $226.5M | 14.27% | 3.06% | 1.50% | 69.4% |
| Q4 2024 | 63 | $223.4M | 14.14% | 2.45% | 1.01% | 67.1% |
| Q3 2024 | 66 | $221.6M | 14.26% | 2.12% | 0.93% | 65.8% |
| Q2 2024 | 82 | $216.5M | 14.49% | 0.52% | 1.04% | 65.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank of the MidwestBank Rolla, MO | 55 out of 100, Moderate | $238.3M | 8.4% | 0.33% | vs |
| Bank of WestonBank Weston, MO | 68 out of 100, Moderate | $246.5M | 8.8% | 0.90% | vs |
| Citizens Bank of EldonBank Eldon, MO | 76 out of 100, Strong | $247.3M | 11.5% | 0.90% | vs |
| Peoples BankBank Cuba, MO | 80 out of 100, Strong | $248.7M | 11.0% | 0.23% | vs |
| First State Bank of the OzarksBank Purdy, MO | 55 out of 100, Moderate | $248.9M | 8.1% | 1.55% | vs |
| St. Clair County State BankBank Osceola, MO | 87 out of 100, Very strong | $231.8M | 13.5% | 0.24% | vs |
Deposit insurance
Is my money safe at Bank of Grandin?
Yes. Bank of Grandin is an FDIC-insured institution (FDIC certificate #9392). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 37.8% of deposits ($77.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.66%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Bank of Grandin lists 5 offices in 5 cities. Most locations:
- Doniphan, MO (1)
- Ellsinore, MO (1)
- Grandin, MO (1)
- Harviell, MO (1)
- Van Buren, MO (1)
Identity & history
Profile
- Legal name
- Bank of Grandin
- Type
- State-chartered bank
- FDIC certificate #
- 9392
- RSSD ID
- 1351
- Primary regulator
- FDIC
- Established
- January 13, 1913
- Headquarters
- 403 W 5th St, Grandin, MO 63943
- Website
- www.bankofgrandin.net
- Employees
- 34
Quick answers
Bank of Grandin: common questions
Is Bank of Grandin FDIC insured?
Yes. Bank of Grandin is an FDIC-insured institution (FDIC certificate #9392). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Grandin's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Grandin ever failed?
There is no failure record for FDIC certificate #9392 in the FDIC failed bank list.
How many branches does Bank of Grandin have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Grandin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Community BankBank Greenville, MO | 83 out of 100, Strong | $735.2M | 18.5% | 1.23% | vs |
| Ozark Federal Credit UnionCredit union Poplar Bluff, MO | 81 out of 100, Strong | $142.5M | 11.6% | 0.18% | vs |
| Sterling BankBank Poplar Bluff, MO | 78 out of 100, Strong | $1.6B | 11.1% | 0.35% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| First Midwest Bank of the OzarksBank Poplar Bluff, MO | 69 out of 100, Moderate | $733.2M | 10.8% | 1.00% | vs |
| Fm Bank And TrustBank Blytheville, AR | 69 out of 100, Moderate | $1.4B | 8.6% | 0.52% | vs |