Side-by-side · Q2 2026 data
Bank of Grandin vs First State Bank of the Ozarks
Metric by metric
| Measure | Bank of Grandin | First State Bank of the Ozarks |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 97 (stronger) | 31 |
| Loan quality | 4 | 48 (stronger) |
| Earnings | 92 (stronger) | 79 |
| Funding & liquidity | 56 | 71 (stronger) |
| Problem-loan coverage | 73 | 74 (stronger) |
| Peer percentile | 26th | 11th |
| Total assets | $241.0M | $248.9M |
| Deposits / shares | $205.1M | $220.8M |
| Capital ratio | 14.66% (stronger) | 8.09% |
| Problem loans | 2.88% | 1.55% (stronger) |
| Net charge-offs | 0.15% | 0.03% (stronger) |
| Return on assets | 1.79% (stronger) | 1.48% |
| Loans ÷ deposits | 79.1% (stronger) | 79.3% |
| Uninsured deposits | 37.8% | 23.4% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Grandin has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Grandin leads on 4 and First State Bank of the Ozarks on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.