Side-by-side · Q2 2026 data
Bank of Grandin vs Ozark Federal Credit Union
Metric by metric
| Measure | Bank of Grandin | Ozark Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 97 (stronger) | 66 |
| Loan quality | 4 | 94 (stronger) |
| Earnings | 92 (stronger) | 89 |
| Funding & liquidity | 56 | 69 (stronger) |
| Problem-loan coverage | 73 | 98 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $241.0M | $142.5M |
| Deposits / shares | $205.1M | $124.8M |
| Capital ratio | 14.66% (stronger) | 11.63% |
| Problem loans | 2.88% | 0.18% (stronger) |
| Net charge-offs | 0.15% | 0.14% (stronger) |
| Return on assets | 1.79% (stronger) | 1.72% |
| Loans ÷ deposits | 79.1% (stronger) | 91.0% |
| Uninsured deposits | 37.8% | 3.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ozark Federal Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Grandin leads on 3 and Ozark Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.