Side-by-side · Q2 2026 data
Bank of Grandin vs Southern Bank
Metric by metric
| Measure | Bank of Grandin | Southern Bank |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 97 (stronger) | 54 |
| Loan quality | 4 | 79 (stronger) |
| Earnings | 92 (stronger) | 81 |
| Funding & liquidity | 56 | 58 (stronger) |
| Problem-loan coverage | 73 | 89 (stronger) |
| Peer percentile | 26th | 58th |
| Total assets | $241.0M | $5.2B |
| Deposits / shares | $205.1M | $4.4B |
| Capital ratio | 14.66% (stronger) | 10.45% |
| Problem loans | 2.88% | 0.63% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.22% |
| Return on assets | 1.79% (stronger) | 1.53% |
| Loans ÷ deposits | 79.1% (stronger) | 98.1% |
| Uninsured deposits | 37.8% | 18.9% (stronger) |
| Offices | 5 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Southern Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Grandin leads on 4 and Southern Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Doniphan, MO
- Van Buren, MO