Side-by-side · Q2 2026 data
Bank of Guam vs Bank of the Federated States of Micronesia
Metric by metric
| Measure | Bank of Guam | Bank of the Federated States of Micronesia |
|---|---|---|
| TellerScore | 43 | 52 (stronger) |
| Capital cushion | 33 | 75 (stronger) |
| Loan quality | 37 (stronger) | 0 |
| Earnings | 45 | 77 (stronger) |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 74 (stronger) | 64 |
| Peer percentile | 3rd | 8th |
| Total assets | $3.2B | $278.4M |
| Deposits / shares | $3.0B | $245.4M |
| Capital ratio | 8.34% | 12.47% (stronger) |
| Problem loans | 1.89% (stronger) | 9.98% |
| Net charge-offs | 0.23% (stronger) | 0.49% |
| Return on assets | 0.63% | 1.42% (stronger) |
| Loans ÷ deposits | 59.0% | 24.6% (stronger) |
| Uninsured deposits | 70.6% | 67.1% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of the Federated States of Micronesia has the higher TellerScore (52 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Bank of Guam leads on 2 and Bank of the Federated States of Micronesia on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chuuk, FM
- Kosrae, FM
- Yap, FM