The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 8 points (35 → 43), mostly because the loan quality component improved by 37 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Yes. Bank of Guam is an FDIC-insured institution (FDIC certificate #20884). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 70.6% of deposits ($2.1B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.34%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.27% (benchmark: 10%).

Check how much of your own balance is covered

Bank of Guam lists 14 offices in 14 cities across 6 states. Most locations:

• Chuuk, FM (1)
• Hagatna, GU (1)
• Koror, PW (1)
• Kosrae, FM (1)
• Majuro, MH (1)
• Mangilao, GU (1)
• Pohnpei, FM (1)
• Rota, MP (1)
• Saipan, MP (1)
• San Francisco, CA (1)
• Tamuning, GU (1)
• Tumon, GU (1)

All branch addresses and map

Legal name

Bank of Guam

Type

State-chartered bank

FDIC certificate #

20884

RSSD ID

711472

Primary regulator

FDIC

Holding company

Bankguam Holding Co

Established

December 11, 1972

Headquarters

111 W Chalan Santo Papa, Hagatna, GU 96910

Website

www.bankofguam.com

Employees

532