Side-by-side · Q2 2026 data
Bank of Guam vs Community First Guam Federal Credit Union
Credit union
Community First Guam Federal Credit Union
Hagatna, Guam · $100 million – $1 billion
Metric by metric
| Measure | Bank of Guam | Community First Guam Federal Credit Union |
|---|---|---|
| TellerScore | 43 | 72 (stronger) |
| Capital cushion | 33 | 75 (stronger) |
| Loan quality | 37 | 89 (stronger) |
| Earnings | 45 | 65 (stronger) |
| Funding & liquidity | 50 (stronger) | 29 |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 3rd | 57th |
| Total assets | $3.2B | $232.7M |
| Deposits / shares | $3.0B | $192.6M |
| Capital ratio | 8.34% | 12.46% (stronger) |
| Problem loans | 1.89% | 0.34% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.26% |
| Return on assets | 0.63% | 1.11% (stronger) |
| Loans ÷ deposits | 59.0% (stronger) | 102.3% |
| Uninsured deposits | 70.6% | 40.5% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Guam Federal Credit Union has the higher TellerScore (72 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Bank of Guam leads on 2 and Community First Guam Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hagatna, GU
- Mangilao, GU
- Tamuning, GU