Side-by-side · Q2 2026 data
Bank of Hawaii vs Hawaii Community Federal Credit Union
Credit union
Hawaii Community Federal Credit Union
Kailua Kona, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Bank of Hawaii | Hawaii Community Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 34 | 47 (stronger) |
| Loan quality | 94 (stronger) | 56 |
| Earnings | 61 (stronger) | 41 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 46th | 21st |
| Total assets | $23.8B | $808.3M |
| Deposits / shares | $21.0B | $737.8M |
| Capital ratio | 8.38% | 9.65% (stronger) |
| Problem loans | 0.18% (stronger) | 1.32% |
| Net charge-offs | 0.06% (stronger) | 0.22% |
| Return on assets | 1.03% (stronger) | 0.52% |
| Loans ÷ deposits | 67.5% | 55.9% (stronger) |
| Uninsured deposits | 47.2% | 7.7% (stronger) |
| Offices | 51 | 10 |
| CFPB complaints (3 yrs) | 127 | — |
| Complaints per $1B deposits | 6.1 | — |
| Mortgage denial rate (HMDA) | 33.7% | — |
Bank of Hawaii has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hawaii leads on 4 and Hawaii Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kailua Kona, HI
- Hilo, HI
- Kealakekua, HI