Bank of Hawaii is a state-chartered bank (fed member) headquartered in Honolulu, Hawaii, in business for about 129 years. At the end of Q2 2026 it reported $23.8B in total assets and $21.0B in deposits, with 52 offices across 4 states.
Bank of Hawaii has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 46% of its 132 banks with $10 billion – $100 billion. Among 6 banks headquartered in Hawaii, it ranks 5th. Problem-loan coverage contributes the most (97/100, 1.3%); capital cushion contributes the least (34/100, 8.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 60 |
| Q1 2025 | 61 |
| Q2 2025 | 61 |
| Q3 2025 | 62 |
| Q4 2025 | 63 |
| Q1 2026 | 63 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.89% |
| Q3 2024 | 7.90% |
| Q4 2024 | 7.83% |
| Q1 2025 | 7.90% |
| Q2 2025 | 8.05% |
| Q3 2025 | 8.08% |
| Q4 2025 | 8.21% |
| Q1 2026 | 8.31% |
| Q2 2026 | 8.38% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.17% |
| Q2 2025 | 0.21% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.18% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.62% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.98% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $23.8B | 8.38% | 0.18% | 1.03% | 67.5% |
| Q1 2026 | 63 | $23.9B | 8.31% | 0.18% | 0.98% | 66.8% |
| Q4 2025 | 63 | $24.1B | 8.21% | 0.19% | 0.87% | 65.5% |
| Q3 2025 | 62 | $24.0B | 8.08% | 0.20% | 0.82% | 65.6% |
| Q2 2025 | 61 | $23.7B | 8.05% | 0.21% | 0.78% | 66.3% |
| Q1 2025 | 61 | $23.9B | 7.90% | 0.17% | 0.76% | 66.2% |
| Q4 2024 | 60 | $23.6B | 7.83% | 0.18% | 0.64% | 67.2% |
| Q3 2024 | 60 | $23.8B | 7.90% | 0.18% | 0.64% | 65.3% |
| Q2 2024 | 60 | $23.3B | 7.89% | 0.15% | 0.62% | 66.7% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Hawaii
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Hawaiian BankBank Honolulu, HI | 67 out of 100, Moderate | $23.6B | 9.4% | 0.30% | vs |
Deposit insurance
Is my money safe at Bank of Hawaii?
Yes. Bank of Hawaii is an FDIC-insured institution (FDIC certificate #18053). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.2% of deposits ($9.9B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.38%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.96% (benchmark: 10%).
52 locations
Branches
Bank of Hawaii lists 51 offices in 34 cities across 4 states. Most locations:
- Honolulu, HI (13)
- Hilo, HI (2)
- Lahaina, HI (2)
- Tamuning, GU (2)
- Waipahu, HI (2)
- Aiea, HI (1)
- Dededo, GU (1)
- Eleele, HI (1)
- Ewa Beach, HI (1)
- Haleiwa, HI (1)
- Kahului, HI (1)
- Kailua, HI (1)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 125 consumer complaints about BANK OF HAWAII CORPORATION to the company (56 in the last 12 months). 98.4% received a timely response. That is 6.0 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Bank of Hawaii reported 3,514 home-loan applications under HMDA (LEI XJCRTTYJVBMA22IXL619): 1,974 originated ($1,165,350,000 total), 1,022 denied, and 479 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Hawaii
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 18053
- RSSD ID
- 795968
- Primary regulator
- FED
- Holding company
- Bank of Hawaii Corp
- Established
- January 1, 1897
- Headquarters
- 111 S King St, Honolulu, HI 96813
- Website
- www.boh.com
- Employees
- 1,910
Quick answers
Bank of Hawaii: common questions
Is Bank of Hawaii FDIC insured?
Yes. Bank of Hawaii is an FDIC-insured institution (FDIC certificate #18053). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Hawaii's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Hawaii ever failed?
There is no failure record for FDIC certificate #18053 in the FDIC failed bank list.
How many branches does Bank of Hawaii have?
52 offices as of the latest FDIC data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Honolulu
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Hawaii Federal Credit UnionCredit union Honolulu, HI | 89 out of 100, Very strong | $104.0M | 15.2% | 0.23% | vs |
| Waialua Federal Credit UnionCredit union Waialua, HI | 88 out of 100, Very strong | $47.4M | 17.8% | 0.16% | vs |
| Ewa Federal Credit UnionCredit union Ewa Beach, HI | 86 out of 100, Very strong | $13.1M | 23.9% | 0.65% | vs |
| Hawaii Schools Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $78.9M | 13.2% | 0.18% | vs |
| Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $37.1M | 18.4% | 1.02% | vs |