Side-by-side · Q2 2026 data
Bank of Hawaii vs Hawaii First Federal Credit Union
Credit union
Hawaii First Federal Credit Union
Kamuela, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Bank of Hawaii | Hawaii First Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 41 |
| Capital cushion | 34 | 48 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 61 (stronger) | 56 |
| Funding & liquidity | 57 | 84 (stronger) |
| Problem-loan coverage | 97 (stronger) | 32 |
| Peer percentile | 46th | 3rd |
| Total assets | $23.8B | $73.4M |
| Deposits / shares | $21.0B | $63.2M |
| Capital ratio | 8.38% | 9.78% (stronger) |
| Problem loans | 0.18% (stronger) | 3.68% |
| Net charge-offs | 0.06% (stronger) | 1.29% |
| Return on assets | 1.03% (stronger) | 0.90% |
| Loans ÷ deposits | 67.5% (stronger) | 76.6% |
| Uninsured deposits | 47.2% | 7.7% (stronger) |
| Offices | 51 | 2 |
| CFPB complaints (3 yrs) | 127 | — |
| Complaints per $1B deposits | 6.1 | — |
| Mortgage denial rate (HMDA) | 33.7% | — |
Bank of Hawaii has the higher TellerScore (64 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hawaii leads on 5 and Hawaii First Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.