Side-by-side · Q2 2026 data
Bank of Hays vs First Kansas Bank
Metric by metric
| Measure | Bank of Hays | First Kansas Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 50 (stronger) | 33 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 81 | 87 (stronger) |
| Funding & liquidity | 86 (stronger) | 75 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 61st | 57th |
| Total assets | $379.2M | $294.4M |
| Deposits / shares | $338.0M | $275.2M |
| Capital ratio | 9.97% (stronger) | 8.35% |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.53% | 1.67% (stronger) |
| Loans ÷ deposits | 56.8% | 48.1% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 38.0% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hays has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hays leads on 4 and First Kansas Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.