TellerScore

Headquartered in Hoisington, Kansas, First Kansas Bank is a state-chartered bank with $294.4M in total assets and $275.2M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1961.

Based on its Q2 2026 filing, First Kansas Bank scores 74/100, which we describe as strong. That is higher than 57% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 100th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (33/100; 8.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Tier 1 leverage ratio: 8.35%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings87/100
Return on assets (annualized): 1.67%
Funding & liquidity75/100
Loans ÷ deposits and uninsured-deposit share: 48.1% · 38.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 74).

TellerScore
737475Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202474
Q3 202475
Q4 202473
Q1 202573
Q2 202574
Q3 202573
Q4 202573
Q1 202674
Q2 202674
Tier 1 leverage ratio
5.00%7.01%9.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.56%
Q3 20249.01%
Q4 20248.62%
Q1 20258.52%
Q2 20258.80%
Q3 20258.40%
Q4 20258.27%
Q1 20268.37%
Q2 20268.35%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.45%1.58%1.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.56%
Q3 20241.53%
Q4 20241.51%
Q1 20251.45%
Q2 20251.50%
Q3 20251.54%
Q4 20251.71%
Q1 20261.70%
Q2 20261.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$294.4M8.35%0.00%1.67%48.1%
Q1 202674$291.2M8.37%0.00%1.70%48.0%
Q4 202573$300.9M8.27%0.00%1.71%46.4%
Q3 202573$275.8M8.40%0.00%1.54%49.3%
Q2 202574$273.8M8.80%0.00%1.50%47.9%
Q1 202573$278.7M8.52%0.00%1.45%45.6%
Q4 202473$295.0M8.62%0.00%1.51%45.2%
Q3 202475$266.9M9.01%0.00%1.53%50.9%
Q2 202474$263.8M8.56%0.00%1.56%51.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.35%
5th
Total risk-based capital19.57%
86th
Problem loans0.00%
94th
Net charge-offs0.01%
46th
Return on assets1.67%
74th
Net interest margin3.04%
11th
Efficiency ratio48.1%
87th
Loans to deposits48.1%
93rd
Uninsured deposits38.0%
13th
Loan-loss reserves1.54%
81st
Texas ratio0.0%
95th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Kaw Valley State Bank and Trust CompanyBank Wamego, KS85 out of 100, Very strong$295.8M11.7%0.08%vs
Grant County BankBank Ulysses, KS69 out of 100, Moderate$298.3M13.3%2.07%vs
Vintage Bank KansasBank Leon, KS78 out of 100, Strong$288.6M11.6%0.53%vs
SJN Bank of KansasBank Saint John, KS37 out of 100, Low$302.9M9.2%6.97%vs
First Heritage BankBank Centralia, KS73 out of 100, Strong$303.4M9.0%0.00%vs
Fusion BankBank Larned, KS88 out of 100, Very strong$281.0M12.8%0.47%vs

Deposit insurance

Is my money safe at First Kansas Bank?

Yes. First Kansas Bank is an FDIC-insured institution (FDIC certificate #18474). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.0% of deposits ($104.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.35%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.57% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

First Kansas Bank lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Kansas Bank
Former names
The First National Bank in Hoisington
Type
State-chartered bank
FDIC certificate #
18474
RSSD ID
1492817
Primary regulator
FDIC
Holding company
Ottawa Bancshares Inc
Established
December 30, 1961
Headquarters
101 N Main St, Hoisington, KS 67544
Employees
30

Quick answers

First Kansas Bank: common questions

Is First Kansas Bank FDIC insured?

Yes. First Kansas Bank is an FDIC-insured institution (FDIC certificate #18474). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Kansas Bank's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Kansas Bank ever failed?

There is no failure record for FDIC certificate #18474 in the FDIC failed bank list.

How many branches does First Kansas Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hoisington

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
Lyons Federal BankBank Lyons, KS78 out of 100, Strong$197.6M12.7%0.23%vs
Credit Union of AmericaCredit union Wichita, KS75 out of 100, Strong$1.9B12.7%0.64%vs
The Wilson State BankBank Wilson, KS74 out of 100, Strong$123.1M9.5%0.00%vs
Bank of the PlainsBank Plains, KS71 out of 100, Strong$445.6M9.3%0.44%vs