Side-by-side · Q2 2026 data
Bank of Hays vs Golden Plains Credit Union
Metric by metric
| Measure | Bank of Hays | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 50 | 82 (stronger) |
| Loan quality | 84 (stronger) | 65 |
| Earnings | 81 (stronger) | 55 |
| Funding & liquidity | 86 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 61st | 58th |
| Total assets | $379.2M | $1.0B |
| Deposits / shares | $338.0M | $863.6M |
| Capital ratio | 9.97% | 13.21% (stronger) |
| Problem loans | 0.47% (stronger) | 1.06% |
| Net charge-offs | -0.00% (stronger) | 0.85% |
| Return on assets | 1.53% (stronger) | 0.88% |
| Loans ÷ deposits | 56.8% (stronger) | 92.9% |
| Uninsured deposits | 27.9% | 9.8% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
Bank of Hays has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hays leads on 5 and Golden Plains Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.