Side-by-side · Q2 2026 data
Bank of Holly Springs vs F a a Federal Credit Union
Metric by metric
| Measure | Bank of Holly Springs | F a a Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 91 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 72 | 91 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 54 | 97 (stronger) |
| Peer percentile | 8th | 96th |
| Total assets | $587.5M | $131.1M |
| Deposits / shares | $490.8M | $107.2M |
| Capital ratio | 13.09% | 18.64% (stronger) |
| Problem loans | 4.61% | 0.87% (stronger) |
| Net charge-offs | 2.13% | 0.08% (stronger) |
| Return on assets | 1.30% | 1.77% (stronger) |
| Loans ÷ deposits | 86.3% | 41.1% (stronger) |
| Uninsured deposits | 32.0% | 4.1% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
F a a Federal Credit Union has the higher TellerScore (91 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holly Springs leads on 0 and F a a Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.