TellerScore

F a a Federal Credit Union (NCUA charter #9639) is based in Cordova, Tennessee. Its Q2 2026 call report shows $131.1M in total assets and $107.2M in member shares and deposits and 6 offices across 3 states.

F a a Federal Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 1,341 credit unions with $100 million – $1 billion. Among 125 credit unions headquartered in Tennessee, it ranks 14th. Capital cushion contributes the most (100/100, 18.64%); loan quality contributes the least (71/100, 0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.64%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.87%
Earnings91/100
Return on assets (annualized): 1.77%
Funding & liquidity100/100
Loans ÷ shares: 41.1% · 4.1% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (98 → 91), mostly because the loan quality component weakened by 22 points.

TellerScore
859298Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202488
Q4 202485
Q1 202598
Q2 202598
Q3 202591
Q4 202589
Q1 202691
Q2 202691
Net worth ratio
7.00%12.82%18.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.03%
Q3 202416.30%
Q4 202417.09%
Q1 202517.33%
Q2 202517.49%
Q3 202517.90%
Q4 202518.35%
Q1 202618.34%
Q2 202618.64%
Delinquent loans (60+ days)
0.22%0.86%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.20%
Q3 20241.14%
Q4 20241.50%
Q1 20250.24%
Q2 20250.22%
Q3 20250.92%
Q4 20251.06%
Q1 20260.91%
Q2 20260.87%
Return on assets
1.74%2.12%2.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.83%
Q3 20241.77%
Q4 20241.74%
Q1 20252.06%
Q2 20252.50%
Q3 20251.88%
Q4 20251.81%
Q1 20261.88%
Q2 20261.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$131.1M18.64%0.87%1.77%41.1%
Q1 202691$130.2M18.34%0.91%1.88%42.2%
Q4 202589$126.8M18.35%1.06%1.81%44.2%
Q3 202591$127.2M17.90%0.92%1.88%44.1%
Q2 202598$127.0M17.49%0.22%2.50%43.7%
Q1 202598$124.7M17.33%0.24%2.06%44.7%
Q4 202485$122.7M17.09%1.50%1.74%47.0%
Q3 202488$125.8M16.30%1.14%1.77%46.9%
Q2 202488$124.6M16.03%1.20%1.83%47.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.64%
96th
Problem loans0.87%
37th
Net charge-offs0.08%
88th
Return on assets1.77%
94th
Loans to deposits41.1%
96th
Uninsured deposits4.1%
70th
Loan-loss reserves0.00%
50th
Texas ratio1.6%
81st

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Clinchfield Federal Credit UnionCredit union Erwin, TN83 out of 100, Strong$140.3M12.5%0.25%vs
Upper Cumberland Federal Credit UnionCredit union Crossville, TN72 out of 100, Strong$140.5M9.9%0.20%vs
Trust Federal Credit UnionCredit union Chattanooga, TN44 out of 100, Below average$141.8M11.7%3.41%vs
Kimberly Clark Credit UnionCredit union Memphis, TN75 out of 100, Strong$144.7M22.3%1.33%vs
City Employees Credit UnionCredit union Knoxville, TN90 out of 100, Very strong$115.3M23.1%0.47%vs
L G & W Federal Credit UnionCredit union Memphis, TN92 out of 100, Very strong$115.1M21.7%0.32%vs

Deposit insurance

Is my money safe at F a a Federal Credit Union?

Yes. F a a Federal Credit Union is a federally insured credit union (NCUA charter #9639). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($4.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 18.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

F a a Federal Credit Union lists 6 offices in 4 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
F a a Federal Credit Union
Type
Federal credit union
NCUA charter #
9639
RSSD ID
982188
Primary regulator
NCUA
Established
1954
Headquarters
P.O. Box 520, Cordova, TN 38088
Employees
34

Quick answers

F a a Federal Credit Union: common questions

Is F a a Federal Credit Union NCUA insured?

Yes. F a a Federal Credit Union is a federally insured credit union (NCUA charter #9639). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is F a a Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does F a a Federal Credit Union have?

6 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Cordova

InstitutionScoreAssetsCapitalProblem loansCompare
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
Rio Grande Federal Credit UnionCredit union Grand Junction, CO97 out of 100, Very strong$80.8M22.0%0.03%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
L G & W Federal Credit UnionCredit union Memphis, TN92 out of 100, Very strong$115.1M21.7%0.32%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs