Side-by-side · Q2 2026 data
Bank of Holly Springs vs Fedex Employees Credit Association Federal Credit Union
Credit union
Fedex Employees Credit Association Federal Credit Union
Memphis, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Bank of Holly Springs | Fedex Employees Credit Association Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 81 | 92 (stronger) |
| Loan quality | 0 | 65 (stronger) |
| Earnings | 72 (stronger) | 43 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 54 | 93 (stronger) |
| Peer percentile | 8th | 71st |
| Total assets | $587.5M | $641.1M |
| Deposits / shares | $490.8M | $544.4M |
| Capital ratio | 13.09% | 14.15% (stronger) |
| Problem loans | 4.61% | 1.04% (stronger) |
| Net charge-offs | 2.13% | 1.17% (stronger) |
| Return on assets | 1.30% (stronger) | 0.57% |
| Loans ÷ deposits | 86.3% | 54.8% (stronger) |
| Uninsured deposits | 32.0% | 7.0% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Fedex Employees Credit Association Federal Credit Union has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holly Springs leads on 1 and Fedex Employees Credit Association Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.