Side-by-side · Q2 2026 data
Bank of Holyrood vs Credit Union of America
Metric by metric
| Measure | Bank of Holyrood | Credit Union of America |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 3 | 79 (stronger) |
| Earnings | 72 (stronger) | 69 |
| Funding & liquidity | 88 (stronger) | 60 |
| Problem-loan coverage | 75 | 90 (stronger) |
| Peer percentile | 28th | 75th |
| Total assets | $69.8M | $1.9B |
| Deposits / shares | $58.9M | $1.5B |
| Capital ratio | 16.68% (stronger) | 12.69% |
| Problem loans | 2.92% | 0.64% (stronger) |
| Net charge-offs | 0.72% | 0.55% (stronger) |
| Return on assets | 1.29% (stronger) | 1.22% |
| Loans ÷ deposits | 68.0% (stronger) | 100.1% |
| Uninsured deposits | 19.0% | 13.6% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.0% |
Credit Union of America has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holyrood leads on 3 and Credit Union of America on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.