Headquartered in Holyrood, Kansas, Bank of Holyrood is a state-chartered bank (fed member) with $69.8M in total assets and $58.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1887.
Based on its Q2 2026 filing, Bank of Holyrood scores 66/100, which we describe as moderate. That is higher than only 28% of 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 147th. Its strongest component is capital cushion (100/100; 16.68%), and its lowest is loan quality (3/100; 2.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 81 |
| Q4 2024 | 79 |
| Q1 2025 | 82 |
| Q2 2025 | 65 |
| Q3 2025 | 69 |
| Q4 2025 | 63 |
| Q1 2026 | 63 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.83% |
| Q3 2024 | 17.33% |
| Q4 2024 | 17.51% |
| Q1 2025 | 17.47% |
| Q2 2025 | 17.15% |
| Q3 2025 | 17.24% |
| Q4 2025 | 17.35% |
| Q1 2026 | 17.54% |
| Q2 2026 | 16.68% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.26% |
| Q1 2025 | 1.30% |
| Q2 2025 | 3.03% |
| Q3 2025 | 2.36% |
| Q4 2025 | 3.08% |
| Q1 2026 | 3.14% |
| Q2 2026 | 2.92% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.77% |
| Q3 2024 | 1.66% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.13% |
| Q4 2025 | 1.11% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $69.8M | 16.68% | 2.92% | 1.29% | 68.0% |
| Q1 2026 | 63 | $69.3M | 17.54% | 3.14% | 1.06% | 67.0% |
| Q4 2025 | 63 | $64.6M | 17.35% | 3.08% | 1.11% | 73.6% |
| Q3 2025 | 69 | $64.7M | 17.24% | 2.36% | 1.13% | 75.1% |
| Q2 2025 | 65 | $65.3M | 17.15% | 3.03% | 1.37% | 75.5% |
| Q1 2025 | 82 | $66.3M | 17.47% | 1.30% | 1.62% | 75.9% |
| Q4 2024 | 79 | $63.4M | 17.51% | 1.26% | 1.32% | 82.5% |
| Q3 2024 | 81 | $65.1M | 17.33% | 1.27% | 1.66% | 88.7% |
| Q2 2024 | 82 | $66.7M | 16.83% | 1.37% | 1.77% | 82.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Argentine Federal SavingsBank Kansas City, KS | 51 out of 100, Below average | $70.4M | 11.7% | 2.11% | vs |
| Union State BankBank Uniontown, KS | 79 out of 100, Strong | $73.8M | 10.4% | 0.18% | vs |
| Farmers and Merchants Bank of Mound City, KansasBank Mound City, KS | 64 out of 100, Moderate | $65.0M | 6.1% | 0.12% | vs |
| The First National Bank of SpearvilleBank Spearville, KS | 56 out of 100, Moderate | $62.1M | 11.8% | 4.06% | vs |
| First National Bank in FrankfortBank Frankfort, KS | 72 out of 100, Strong | $61.6M | 10.8% | 0.52% | vs |
| Elevate Bank, National AssociationBank Sedan, KS | 67 out of 100, Moderate | $61.0M | 11.2% | 0.69% | vs |
Deposit insurance
Is my money safe at Bank of Holyrood?
Yes. Bank of Holyrood is an FDIC-insured institution (FDIC certificate #9661). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.0% of deposits ($11.2M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.68%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 28.17% (benchmark: 10%).
1 location
Branches
Bank of Holyrood lists 1 office in 1 city. Most locations:
- Holyrood, KS (1)
Identity & history
Profile
- Legal name
- Bank of Holyrood
- Former names
- The Bank of Holyrood
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 9661
- RSSD ID
- 871358
- Primary regulator
- FED
- Holding company
- Holyrood Bancshares Inc
- Established
- January 1, 1887
- Headquarters
- 100 S Main St, Holyrood, KS 67450
- Website
- www.bankofholyrood.com
- Employees
- 10
Quick answers
Bank of Holyrood: common questions
Is Bank of Holyrood FDIC insured?
Yes. Bank of Holyrood is an FDIC-insured institution (FDIC certificate #9661). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Holyrood's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Holyrood ever failed?
There is no failure record for FDIC certificate #9661 in the FDIC failed bank list.
How many branches does Bank of Holyrood have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Holyrood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Bank & TrustBank Great Bend, KS | 96 out of 100, Very strong | $1.1B | 24.0% | 0.19% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| Lyons Federal BankBank Lyons, KS | 78 out of 100, Strong | $197.6M | 12.7% | 0.23% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Credit Union of AmericaCredit union Wichita, KS | 75 out of 100, Strong | $1.9B | 12.7% | 0.64% | vs |
| First Kansas BankBank Hoisington, KS | 74 out of 100, Strong | $294.4M | 8.3% | 0.00% | vs |