Side-by-side · Q2 2026 data
Bank of Holyrood vs Lyons Federal Bank
Metric by metric
| Measure | Bank of Holyrood | Lyons Federal Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 3 | 92 (stronger) |
| Earnings | 72 (stronger) | 62 |
| Funding & liquidity | 88 (stronger) | 64 |
| Problem-loan coverage | 75 | 98 (stronger) |
| Peer percentile | 28th | 72nd |
| Total assets | $69.8M | $197.6M |
| Deposits / shares | $58.9M | $166.7M |
| Capital ratio | 16.68% (stronger) | 12.70% |
| Problem loans | 2.92% | 0.23% (stronger) |
| Net charge-offs | 0.72% | 0.00% (stronger) |
| Return on assets | 1.29% (stronger) | 1.06% |
| Loans ÷ deposits | 68.0% (stronger) | 86.4% |
| Uninsured deposits | 19.0% (stronger) | 23.9% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lyons Federal Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Holyrood leads on 4 and Lyons Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.