Side-by-side · Q2 2026 data
Bank of Hydro vs Cooperative Employees
Metric by metric
| Measure | Bank of Hydro | Cooperative Employees |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 66 (stronger) | 54 |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 52 | 92 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 64th | 47th |
| Total assets | $180.8M | $10.0M |
| Deposits / shares | $156.9M | $8.9M |
| Capital ratio | 11.56% (stronger) | 10.37% |
| Problem loans | 0.64% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.00% |
| Return on assets | 2.70% (stronger) | 0.55% |
| Loans ÷ deposits | 102.0% | 67.8% (stronger) |
| Uninsured deposits | 20.8% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hydro has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hydro leads on 4 and Cooperative Employees on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.