Headquartered in Anadarko, Oklahoma, Cooperative Employees is a federally insured state-chartered credit union with $10.0M in total assets and $8.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.
Cooperative Employees has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 26th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (42/100, 0.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (75 → 73), mostly because the capital cushion component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 74 |
| Q4 2024 | 71 |
| Q1 2025 | 73 |
| Q2 2025 | 75 |
| Q3 2025 | 75 |
| Q4 2025 | 69 |
| Q1 2026 | 71 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.55% |
| Q3 2024 | 11.71% |
| Q4 2024 | 11.36% |
| Q1 2025 | 11.17% |
| Q2 2025 | 11.23% |
| Q3 2025 | 10.64% |
| Q4 2025 | 10.09% |
| Q1 2026 | 10.24% |
| Q2 2026 | 10.37% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.12% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $10.0M | 10.37% | 0.00% | 0.55% | 67.8% |
| Q1 2026 | 71 | $10.0M | 10.24% | 0.00% | 0.26% | 67.6% |
| Q4 2025 | 69 | $10.0M | 10.09% | 0.00% | 0.12% | 68.7% |
| Q3 2025 | 75 | $9.9M | 10.64% | 0.00% | 0.63% | 67.6% |
| Q2 2025 | 75 | $9.2M | 11.23% | 0.00% | 0.59% | 75.9% |
| Q1 2025 | 73 | $9.1M | 11.17% | 0.00% | 0.41% | 78.9% |
| Q4 2024 | 71 | $8.8M | 11.36% | 0.00% | 0.06% | 80.7% |
| Q3 2024 | 74 | $8.8M | 11.71% | 0.08% | 0.44% | 82.3% |
| Q2 2024 | 73 | $8.8M | 11.55% | 0.00% | 0.35% | 83.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Arbuckle Federal Credit UnionCredit union Ada, OK | 60 out of 100, Moderate | $10.3M | 8.4% | 0.38% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |
| Correctional Workers Federal Credit UnionCredit union El Reno, OK | 88 out of 100, Very strong | $10.5M | 17.9% | 0.19% | vs |
| McAlester Aap Federal Credit UnionCredit union McAlester, OK | 69 out of 100, Moderate | $12.4M | 38.4% | 4.84% | vs |
| Teachers Credit UnionCredit union Oklahoma CIty, OK | 76 out of 100, Strong | $6.3M | 31.5% | 0.34% | vs |
| Integris Federal Credit UnionCredit union Oklahoma City, OK | 73 out of 100, Strong | $14.4M | 11.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Cooperative Employees?
Yes. Cooperative Employees is a federally insured credit union (NCUA charter #62502). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.37%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Cooperative Employees lists 1 office in 1 city. Most locations:
- Anadarko, OK (1)
Identity & history
Profile
- Legal name
- Cooperative Employees
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62502
- RSSD ID
- 613996
- Primary regulator
- State + NCUA
- Established
- 1967
- Headquarters
- Po Box 429, Anadarko, OK 73005
- Employees
- 3
Quick answers
Cooperative Employees: common questions
Is Cooperative Employees NCUA insured?
Yes. Cooperative Employees is a federally insured credit union (NCUA charter #62502). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cooperative Employees's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cooperative Employees have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Anadarko
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Shamrock Bank, N.A.Bank Coalgate, OK | 79 out of 100, Strong | $501.5M | 10.8% | 0.29% | vs |
| Bank of HydroBank Hydro, OK | 76 out of 100, Strong | $180.8M | 11.6% | 0.64% | vs |
| First State BankBank Anadarko, OK | 74 out of 100, Strong | $139.6M | 11.2% | 0.34% | vs |