Side-by-side · Q2 2026 data
Bank of Jamestown vs Citizens Bank & Trust Company
Metric by metric
| Measure | Bank of Jamestown | Citizens Bank & Trust Company |
|---|---|---|
| TellerScore | 84 (stronger) | 79 |
| Capital cushion | 80 | 81 (stronger) |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 70 (stronger) | 69 |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 86th | 75th |
| Total assets | $263.8M | $383.4M |
| Deposits / shares | $192.2M | $333.9M |
| Capital ratio | 12.96% | 13.12% (stronger) |
| Problem loans | 0.02% (stronger) | 0.57% |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.24% (stronger) | 1.24% |
| Loans ÷ deposits | 80.9% | 60.6% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 37.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Jamestown has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank of Jamestown leads on 4 and Citizens Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.