Side-by-side · Q2 2026 data
Bank of Jamestown vs Citizens Bank of Cumberland County, Inc.
Bank
Citizens Bank of Cumberland County, Inc.
Burkesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Bank of Jamestown | Citizens Bank of Cumberland County, Inc. |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 80 (stronger) | 73 |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 86th | 76th |
| Total assets | $263.8M | $94.9M |
| Deposits / shares | $192.2M | $80.5M |
| Capital ratio | 12.96% (stronger) | 12.25% |
| Problem loans | 0.02% (stronger) | 0.51% |
| Net charge-offs | 0.07% (stronger) | 0.25% |
| Return on assets | 1.24% | 2.06% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 83.6% |
| Uninsured deposits | 16.0% | 12.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Jamestown leads on 4 and Citizens Bank of Cumberland County, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.