Side-by-side · Q2 2026 data
Bank of Jamestown vs United Citizens Bank of Southern Kentucky
Metric by metric
| Measure | Bank of Jamestown | United Citizens Bank of Southern Kentucky |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 80 (stronger) | 71 |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 70 | 98 (stronger) |
| Funding & liquidity | 78 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 86th | 80th |
| Total assets | $263.8M | $286.2M |
| Deposits / shares | $192.2M | $243.5M |
| Capital ratio | 12.96% (stronger) | 12.07% |
| Problem loans | 0.02% (stronger) | 0.43% |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 1.24% | 1.96% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 99.5% |
| Uninsured deposits | 16.0% | 12.7% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Jamestown has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of Jamestown leads on 4 and United Citizens Bank of Southern Kentucky on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.